Umbrella Insurance

A single at-fault injury claim can easily exceed a standard liability limit on an auto or homeowners policy, and once that limit is hit, the rest comes out of your own pocket. Umbrella insurance sits on top of the policies you already hold and picks up where they leave off. For most households, the first $1 million of coverage costs less than a year of car payments, and we quote it right alongside your auto and home renewal so the real number is in front of you, not buried in a separate conversation.

It's who has something worth protecting

Anyone with real assets, a home with equity in it, or future income to protect is a candidate: homeowners, landlords, business owners, and families with a teen driver, a pool or a dog all carry more liability exposure than they usually think about day to day. You don't always need to move your other policies to us to add umbrella coverage, but carriers do set minimum underlying limits on your auto and home, so we check what you currently carry and tell you exactly what, if anything, needs to change first.

Extra liability protection layered over auto, home and boat. Se habla espanol.