Houston, TX
(713) 644-8000

Every line, one agent

All seven lines of coverage, under one roof

An independent agency does not sell one company's product. We compare carriers against each other, so one agent can see where two policies overlap, where they leave a hole, and where you are quietly paying twice for the same protection. Below is every line we write, and the number that actually decides what it does for you. Read the figure first, then decide what to ask about. If you would rather talk it through, get a free quote or find your nearest office on the contact page.

Low golden-hour light across a Houston neighborhood

Why an independent agency

A captive agent defends one company's rate at renewal. We do not have a company to defend. If a carrier stops making sense for you, we move you to one that does, and we can say so plainly because our name is on the relationship, not theirs.

Auto30/60/25the Texas liability minimumLiability, collision, comprehensive and SR-22 filings, quoted across multiple carriers in minutes.Auto InsuranceProperty30 daysthe flood policy waiting periodHomeowners, condo, renters and landlord policies, with windstorm and flood options.Property InsuranceCommercialSame daycertificates once the policy is boundGeneral liability, commercial auto, BOP and workers' comp with fast certificate turnaround.Commercial InsuranceTrucking$750,000the FMCSA interstate minimumPrimary liability, physical damage, cargo and bobtail for owner-operators and fleets.Commercial Trucking InsuranceBoatGalveston Bayor wherever your navigational territory really runsHull, liability, trailer and on-water towing for boats, sailboats and personal watercraft.Boat & Watercraft InsuranceUmbrella$1 millionlayered over the policies you already holdExtra liability protection stacked over your auto, home and boat policies.Umbrella InsuranceLife10x incomeplus the mortgage, as a starting pointTerm, whole life and final expense plans sized to your income, mortgage and family.Life Insurance

Most people only find out what a line of coverage actually does at the worst possible moment, after the accident, the storm or the phone call from a broker who needs a certificate today. Every page above starts with the number that controls the answer, not a sales pitch. Bring your current policy and we will tell you honestly where it already covers you and where it does not. Read more about how the agency works on the about page.