30 days · the flood policy waiting period
Property Insurance
Homeowners, condo, renters and landlord policies, with windstorm and flood options.
About property coverIndependent agency · Houston & Hockley
Know the number before you need it
Texas asks for 30/60/25. The FMCSA asks for $750,000. Flood asks for thirty days' notice you probably do not have. We write all seven lines across multiple carriers, and we tell you which numbers apply to you in plain language, in English or Spanish.
Why an independent agency
We represent you, not one carrier
Carriers change their appetite and their rates constantly. Keeping track of that is the job. When one stops making sense at renewal, we can move you instead of defending them.
- across 30 Google reviews
4.2/5
across 30 Google reviews
- lines of coverage, one agent
7
lines of coverage, one agent
- walk-in offices you can visit
3
walk-in offices you can visit
- quote through claim
Espanol
quote through claim
Auto Insurance
30/60/25
the Texas liability minimum. Liability, collision, comprehensive and SR-22 filings, quoted across multiple carriers in minutes.
What auto coverage really costsAll seven lines
Every line opens on a number
Most people find out what a policy actually does at the worst possible moment. These are the figures that decide it, and what each one means once you are the one making the call.
Same day · certificates once the policy is bound
Commercial Insurance
General liability, commercial auto, BOP and workers' comp with fast certificate turnaround.
About commercial cover
$750,000 · the FMCSA interstate minimum
Commercial Trucking Insurance
Primary liability, physical damage, cargo and bobtail for owner-operators and fleets.
About trucking cover
Galveston Bay · or wherever your navigational territory really runs
Boat & Watercraft Insurance
Hull, liability, trailer and on-water towing for boats, sailboats and personal watercraft.
About boat cover$1 million · layered over the policies you already hold
Umbrella Insurance
Extra liability protection stacked over your auto, home and boat policies.
About umbrella cover10x income · plus the mortgage, as a starting point
Life Insurance
Term, whole life and final expense plans sized to your income, mortgage and family.
About life coverHow it works
From the first call to proof of insurance
No runaround, no credit card, and nobody pushing you off the phone toward a call center.
What actually happens after you call
Tell us what you drive, own or run
Send the quote form or call the office. It takes a few minutes. Bring your current declarations page if you have one and we will read it back to you honestly.
We shop the carriers
A licensed agent compares coverage and price across the companies we represent, then explains the real differences rather than only the premium at the bottom.
You pick, we handle the rest
You get same-day proof of insurance, SR-22 filings and certificates of insurance, issued and sent while you wait. Then we look at it again at renewal, not just at signup.
From Google
Ask for your agent by name
“Sheka was a great help and was very fast in the process! She helped me get into what I wanted instead of just settling for less! Go see her!”
“Never had no doubts about them. I'm always on time. They're always available and very professional. Great Attitude and Hospitality. Would recommend them Across the Globe.”
“Staff is very helpful and friendly I have been a costumer since 03 no plans to find another agent shout out to Angie she explained everything clearly.”
Common questions
The answers people call us about
Texas requires 30/60/25 liability coverage: $30,000 per injured person, $60,000 per accident and $25,000 for property damage. We can quote the minimum and higher limits side by side so you can see what the difference actually costs.
In many cases yes. Bring what you have, whether that is a foreign license, a matrícula or a passport, and we will find a carrier that can write the policy.
No. Flood damage is excluded from every standard homeowners policy in Texas and needs a separate flood policy. We write both NFIP and private flood coverage, and there is typically a 30-day waiting period, so it cannot be bought as a storm approaches.
For interstate carriers hauling general freight in vehicles over 10,000 pounds the federal minimum is $750,000 combined single limit. Hazmat runs to $1 million or $5 million depending on the commodity, and most brokers require $1 million by contract regardless. Texas intrastate limits are set separately and are often lower.
Usually yes. Personal auto policies exclude business use, so a claim while you are working can be denied. We can quote a commercial policy or add the right endorsement.
Yes. Se Habla Español, and the whole process from the quote through to a claim can be handled in Spanish.
Find us
Three offices across the Houston area
Houston - Howard Dr.
8234 Howard Dr.Houston, TX 77017(713) 644-8000
- Monday: 9:00 AM - 6:00 PM
- Tuesday - Thursday: 9:00 AM - 5:00 PM
- Friday: 9:00 AM - 6:00 PM
Houston - Long Point
9610 Long Point, Suite 210Houston, TX 77055(281) 847-4200
- Monday - Friday: 9:00 AM - 5:00 PM
Hockley - Roberts Rd.
17403 Roberts Rd, Suite 1Hockley, TX 77447(832) 626-1005
- Monday - Friday: 10:00 AM - 6:00 PM
- Saturday: 10:00 AM - 2:00 PM
No obligation
Bring your declarations page
We will tell you honestly whether you can do better, and where your current policy leaves a hole. If it already fits, we will say that too.